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| Conventional Conforming Loans |
| 100% Financing Loans |
| Imperfect Credit Loans |
| No Documentation Loans (No Income Verification) |
| VA- Veterans Administration |
| FHA - Federal Housing Administration |
| Jumbo Loans |
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Conventional Conforming Loans
Conforming long-term, fixed rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines. Generally has higher loan limits that FHA and VA.
Term: 30 years
Maximum Amount: $417,000
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100% Financing Loans
Ideal for first-time buyers, these no down-payment mortgages help reduce or eliminate nearly every cost associated with obtaining a home loan. These programs can be a one loan or a combination of two loans: An 80% first mortgage, and a 20% second mortgage.
Term: 30 years
Maximum Amount: $417,000
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Imperfect Credit Loans
Allows borrowers with less-than-perfect credit to qualify for competitive interest rates to purchase a home, consolidate debt and lower monthly payments, or make home improvements.
Term: 30 years
Maximum Amount: $417,000
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No Documentation Loans (No Income Verification)
Ideal for the self-employed borrower with good credit. These programs do not require any documentation of income or assets.
Term: 30 years
Maximum Amount: $417,000
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VA- Veterans Administration
Government insured/guaranteed long-term, fixed-rate and adjustable loans. These loans require no down payment and there is no monthly mortgage insurance required. Available to those borrowers that have a valid Certificate of Eligibility from the Veterans Administration.
Term: 30 years
Maximum Amount: $417,000
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FHA - Federal Housing Administration
Government insured/guaranteed long-term, fixed-rate and adjustable loans.
Term: 30 years
Maximum Amount: $387,500
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Jumbo Loans
For loan amounts that exceed the conforming maximum loan amount of $359,650.00.
Term: 30 years
Maximum Amount: $1,500,000
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